• PHI Learning Strategic Credit Management in Banks  PHI Learning Strategic Credit Management in Banks 

PHI Learning Strategic Credit Management in Banks 

Product Code : 9788120347045

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PHI Learning Strategic Credit Management in Banks 

Credit management has always been one of the principal sources of income for commercial banks. Therefore, strategic credit management is vital to cash flow as it helps in minimizing the likelihood of bad debts. 

The present text, supported with flow diagrams, data and bank formats, wherever necessary, explains the legal requirements for disbursements and controlling of different types of credit. It also guides readers on step-by-step procedures of bank credit to enable them to form a clear understanding.

Besides dealing with the theory and conceptual terms, the book incorporates the latest developments in the field of bank credit. It imparts knowledge of appraisal system of credit applications/proposals and their post-sanction monitoring, credit policy, types of loans and advance facilities granted by banks in India, and analysis of borrowers with particular reference to their legal capacity. It helps in developing skills for identifying, measuring and mitigating risks associated with lending.


Preface. 1. Credit Management in Banks. 2. Appraisal of Credit Proposals Sanctioning of Credit Limits. 3. Post-Sanction Compliance: Monitoring/Supervision of Advances. 4. Overview of Bank’s Credit Policy and Loan Characteristics. 5. Different Types of Loan and Advances. 6. Credit Analysis: Different Types of Bank Borrowers. 7. Evaluating Commercial Loan Request: Financial Statements Analysis Financial Statements as a Tool of Appraisal. 8. Ratio Analysis as Tool for Financial Statement Analysis. 9. Funds Flow and Cash Flow Analysis. 10. Retail Banking Advances and Evaluating Consumer Loans. 11. Loans and Advances Against Various Types of Securities. 12. Advances Against Bank Deposits. 13. Advances Against Government Securities: Stocks and Promissory Notes. 14. Advances Against Postal Securities (National Savings Certificates, Kisan Vikas Patras, Public Provident Fund and other Deposit Schemes). 15. Advances Against Life Insurance Policies. 16. Advances Against Gold and Silver Jewellery. 17. Advances Against Shares, Debentures, Units and Bonds. 18. Advances Against Bills of Exchange. 19. Real Estate Financing. 20. Agriculture Financing by Banks of India. 21. Financing Small and Medium Enterprises (SMEs). 22. Working Capital Finance. 23. Project Financing. 24. Foreign Trade Policy. 25. Import Credit. 26. Export Credit. 27. Export Credit and Guarantee: Corporation (ECGC) of India. 28. Management of Non-Performing Assets. Index.

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Brand / Publisher PHI Learning
Return Policy 30 Days
Book Type Reference Books
ISBN 9788120347045
Author Prof : Popli & Puri
Language English
Study Stream Commerce
Pages 272
Binding Paperback


Brand Description

Established in 1963, PHI Learning is a leading academic publisher of the country. Under the imprint of Eastern Economy Editions, PHI Learning has been the pioneer of low-cost high quality affordable texts. PHI titles encompass a wide range of subjects including engineering, sciences, humanities, management, computer science & information technology, social sciences and books for working professionals. With more than 3000 titles on its list today, PHI has often played a pivotal role in redesigning and reorienting university syllabi based on its valuable books.
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